WORKING AT
  CHARMING SHOPPES, INC.


COMPANY BENEFITS

Your Health
Your Home Life
Your Peace of Mind
Your Financial Health
Your Convenience
Your Style
Your Pay

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At Charming Shoppes we believe getting the most from your benefits starts with YOU – It's all about you. Our benefits program allows you to “pick and choose” the combination of benefit options and coverage levels that best fit you, your lifestyle, your needs–and those of your family.


Your Health
Medical Benefits
Dental Benefits
Vision Benefits

Your Home Life
Paid Time Off
Adoption Assistance
Pet Insurance

Your Peace of Mind
Life Insurance
Accidental Death and Dismemberment Insurance
Disability
Employee Assistance Program
Auto and Home Insurance

Your Financial Health
401k Retirement Savings Plan
Employee Stock Purchase Plan
Tuition Assistance
Mortgage Assistance Program

Your Convenience
Healthcare Flexible Spending Account
Dependent Care Flexible Spending Account
Credit Union
Commuter Benefits

Your Style
Merchandise Discount

Your Pay
Total Rewards
Promotional Opportunities





Your Health

Medical

For many people, medical coverage is the most important component of the Charming Shoppes benefit program. Charming Shoppes offers two Preferred Provider Organization (PPO) options, both with comprehensive preventive, hospital, medical, x-ray and lab, and surgical benefits. When you elect medical coverage, you automatically receive prescription drug coverage. If you are an eligible Associate, you can cover yourself and your eligible dependents.

Dental

Regular, professional dental care is not only essential to good health, but it also can prevent serious or costly problems. That‘s why Charming Shoppes provides dental plans to eligible associates that cover preventive dental services in full with no deductible. The plans cover basic and major services and include orthodontia. When you enroll, you may also elect coverage for eligible dependents.

Vision

Taking care of your eyesight is an essential part of your overall healthcare. That‘s why Charming Shoppes offers vision coverage. Eligible associates and their dependents can choose from two vision benefit options.

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Your Home Life

Paid Time Off (PTO)

In addition to six paid holidays, Charming Shoppes offers all full-time Associates a Paid Time Off (PTO) program that offers flexibility when scheduling time away from work. PTO allotment is based on years of service and level in the Company.

Adoption Assistance

Adoption Assistance benefits are available to all full-time Associates with at least one year of service. Charming Shoppes will reimburse a portion of the agency fees, legal costs and other eligible expenses incurred as a result of an adoption.

Pet Insurance

Your pet is a valuable and beloved member of your family. Charming Shoppes offers several plan options that cover medical treatments and surgeries for your pet‘s accidents and illnesses. All Associates are eligible to participate.

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Your Peace of Mind

Life Insurance

Charming Shoppes provides you with Life Insurance in the amount of two times your annual base pay at no cost to you. You also have the chance to buy supplemental life insurance for yourself, your spouse (or eligible domestic partner), and your children.

Accidental Death and Dismemberment Insurance (AD&D)

AD&D Insurance is included with your life insurance coverage. AD&D Insurance pays your beneficiary an additional benefit equal to two times your annual base pay if you die as the result of a covered accident. This benefit is in addition to Basic Life Insurance. You may also purchase personal AD&D Insurance for yourself and/or your family that pays benefits in addition to the Company-paid AD&D insurance.

Disability

Charming Shoppes provides an important source of income to protect you and your family from financial hardship if you become disabled and cannot work, due to a non-work-related illness or injury. All full-time Associates are eligible for Company-paid Short-term Disability coverage.

Employee Assistance Program (EAP)

Charming Shoppes offers eligible Associates a confidential, free Employee Assistance Program (EAP) that helps you handle work, home, personal, and/or family issues.

Auto and Home Insurance

Charming Shoppes has partnered with one of America‘s leading insurers to offer low, competitive group rates, which are not available to the general public. All Associates can take advantage of one–stop shopping for auto, home and renter‘s insurance.

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Your Financial Health

401k Retirement Savings Plan

All Associates age 21 or older are eligible to join the Charming Shoppes 401(k) plan on the first of the month following one full month of active service. Your savings are deducted from your pay before current Federal income tax–so you pay less in taxes and save more.

Employee Stock Purchase Plan (ESPP)

Charming Shoppes gives you an attractive opportunity to own a piece of the Company by providing a discount on our company stock and paying all fees related to the purchase of the stock. All Associates age 18 and older can join the Employee Stock Purchase Plan (ESPP) as of the first of the quarter after 90 days of service.

Tuition Assistance

The Charming Shoppes Tuition Assistance Program reimburses you up to $3,000 per calendar year for approved courses. All full–time Associates with one year of service are eligible for the program.

Mortgage Assistance Program

Charming Shoppes offers mortgage assistance programs for Associates looking to purchase a home or refinance a current mortgage. The programs include specialized individual service and unique discounts from industry leaders.

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Your Convenience

Healthcare Flexible Spending Account

Eligible associates can contribute up to $5000 per year to the Healthcare Flexible Spending Account. Tax-free contributions to the account can be used for health care expenses including deductibles, copays, coinsurance, dental expenses, vision expenses and over the-counter-medications.

Dependent Care Flexible Spending Account

Reimburse yourself tax-free for day care expenses for a dependent child or adult, including expenses for day care provided in your home, someone else‘s home or a day care center. Eligible associates can contribute up to $5000 per year to the Dependent Care Flexible Spending Account.

Credit Union

All Charming Shoppes Associates are eligible for the convenient and money-saving services offered by the Credit Union. Take advantage of free checking, savings accounts, low interest loans and online banking.

Commuter Benefits

Charming Shoppes offers Commuter Benefits, which allow you to save money on transit and parking expenses. You contribute a certain amount each pay period–in pre–tax dollars–to a special Commuting Account that you can use to pay for all qualifying transit and parking costs.

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Your Style

Merchandise Discount

The Associate merchandise discount is just one of the valuable benefits of working at Charming Shoppes. Associates can save at all four of our retail chain stores: Lane Bryant, Fashion Bug, Catherines Plus Sizes and Petite Sophisticate. You will receive the standard associate discount offered at each chain – up to 40%!

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Your Pay

Total Rewards

As a leader is the retail industry, Charming Shoppes seeks to attract, develop and retain talented Associates to contribute to the overall success of the organization. Several elements contribute to the Total Rewards package for an Associate. The foundation of the package is a fair and competitive base pay program. Recognizing and rewarding of outstanding performance through a pay-for-performance program encourages excellent performance and contributes to the overall success of the organization. Our program is designed to differentiate pay based upon performance, strategically rewarding top performers for their contribution to the organization.

Promotional Opportunities

Charming Shoppes believes your professional growth and development are important, both to you as an individual and to us as a company. Throughout your career, whether you work in our corporate offices or in one of our stores, you have the opportunity to deepen and broaden your skill set through many diverse and challenging assignments.

We provide access to tools and information that will enhance your knowledge, and we supplement your on-the-job experiences with training in formal classroom settings. As you will see, the retail business moves quickly and has a variety of challenges, providing you an environment in which you are constantly learning.

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